This article is within the scope of WikiProject Business, a collaborative effort to improve the coverage of
business articles on Wikipedia. If you would like to participate, please visit the project page, where you can join
the discussion and see a list of open tasks.BusinessWikipedia:WikiProject BusinessTemplate:WikiProject BusinessWikiProject Business articles
This article is within the scope of WikiProject Economics, a collaborative effort to improve the coverage of
Economics on Wikipedia. If you would like to participate, please visit the project page, where you can join
the discussion and see a list of open tasks.EconomicsWikipedia:WikiProject EconomicsTemplate:WikiProject EconomicsEconomics articles
This article is within the scope of WikiProject Finance & Investment, a collaborative effort to improve the coverage of articles related to
Finance and
Investment on Wikipedia. If you would like to participate, please visit the project page, where you can join
the discussion and see a list of open tasks.Finance & InvestmentWikipedia:WikiProject Finance & InvestmentTemplate:WikiProject Finance & InvestmentFinance & Investment articles
This article was
copy edited by
ErikTheBikeMan, a member of the Guild of Copy Editors, on 17 Janaury 2009.Guild of Copy EditorsWikipedia:WikiProject Guild of Copy EditorsTemplate:WikiProject Guild of Copy EditorsGuild of Copy Editors articles
This page has archives. Sections older than 360 days may be automatically archived by Lowercase sigmabot III when more than 5 sections are present.
Dr. Derviz's comment on this article
Dr. Derviz has reviewed
this Wikipedia page, and provided us with the following comments to improve its quality:
Section "Interest rates and credit risk" is very inaccurate. Interest rates and credit risk are related regardless of the business cycle, their relation is much more fundamental. There is a paper by Stiglitz and Weiss (1981) showing this in an elementary model. Also, default risk exists regardless of the interest being fixed or variable, so that any mention of Jarrow-Turnbull and similar work should be preceded by a more basic discussion of default being a function of the borrower's income or wealth in relation to the debt service (here, the Black-Scholes-Merton, 1974, framework is both most standard and easiest to present).
We hope Wikipedians on this talk page can take advantage of these comments and improve the quality of the article accordingly.
Dr. Derviz has published scholarly research which seems to be relevant to this Wikipedia article:
Reference : Alexis Derviz & Marie Rakova, 2009. "Funding Costs and Loan Pricing by Multinational Bank Affiliates," Working Papers 2009/9, Czech National Bank, Research Department.
I have just modified one external link on
Interest. Please take a moment to review
my edit. If you have any questions, or need the bot to ignore the links, or the page altogether, please visit
this simple FaQ for additional information. I made the following changes:
When you have finished reviewing my changes, you may follow the instructions on the template below to fix any issues with the URLs.
This message was posted before February 2018.
After February 2018, "External links modified" talk page sections are no longer generated or monitored by InternetArchiveBot. No special action is required regarding these talk page notices, other than
regular verification using the archive tool instructions below. Editors
have permission to delete these "External links modified" talk page sections if they want to de-clutter talk pages, but see the
RfC before doing mass systematic removals. This message is updated dynamically through the template {{
source check}} (last update: 18 January 2022).
If you have discovered URLs which were erroneously considered dead by the bot, you can report them with
this tool.
If you found an error with any archives or the URLs themselves, you can fix them with
this tool.
I added a section on theories of interest in economics (some of which I’d previously put on the page ‘interest rate’). There was a very brief sketch on the topic already, most of which I’ve kept. A lot of the rest follows Schumpeter. There’s probably too much of Keynes and too little of Wicksell and the Austrians, but I’m not competent to fill the gaps.
It seems to me that the distinction between the subject matters of this page and of ‘interest rate’ is a little fine, whereas there is a more natural distinction between ‘interest (economics)’ and ‘interest (finance)’.
Colin.champion (
talk) 10:00, 25 November 2017 (UTC)reply
I agree the distinction is unclear to me; can someone explain what the distinction is intended to be? I'm not sure what exactly Colin is proposing, but if it involves dividing "concrete and practical formulas for the rate a specific person pays on a specific loan" away from "abstract aggregate macroeconomic analysis of the interest rate", then I'm all for it. Presumably this would involve an annoying merge of the current content of
Interest and
Interest rate.
Rolf H Nelson (
talk) 19:30, 25 November 2017 (UTC)reply
@
Rolf h nelson: My suggestion wasn’t well thought through. Your distinction seems reasonable to me. The main thing is to have a hatnote at the top of 'Interest rate’ saying (e.g.) “This page is about the definition and numerical values of the interest rate. For other uses see Interest”. If some such hatnote can be agreed, I’d be willing to attempt the merging myself, though other people could do it better.
Colin.champion (
talk) 14:47, 28 November 2017 (UTC)reply
I’ve done a partial reorganisation (more tomorrow if I’m not stopped short). I can’t claim I’m always confident I’m making the right decisions, but the pages look more consistent and it’s good to have the hatnotes.
Colin.champion (
talk) 15:29, 4 December 2017 (UTC)reply
I made some more changes and thought I’d finished, then saw that I’d been reverted, and my changes criticised, on the page on ‘interest rate’. So I’ve drawn to a halt. Please note that I’d deleted a few sections which seemed to duplicate material elsewhere. All the deletions are at
https://en.wikipedia.org/?title=Interest&oldid=813805565#Other_aspectsColin.champion (
talk) 10:06, 5 December 2017 (UTC)reply
This all came to nothing owing to unwelcome attentions, but I’ve reinstated what I wrote on Theories of Interest since I don’t think there’s much wrong with it. It was described as ‘unsourced’ but had about 22 footnote references (1 per 662 bytes) and about another 11 citations in the text. This compares with 1 footnote reference per 733 bytes in ‘Interest rate’ and 1 per 2632 in the rest of ‘Interest’.
Colin.champion (
talk) 08:00, 6 December 2017 (UTC)reply
Fake definition leads this word no more
Everyone knows if someone or something has an "interest" in something in the financial world, then he or she possesses an ownership or similar stake in that something. The nonsense around the usury aspect of the term leading this Wiki entry is indefensible, as it's not based in etymology; in fact, it's based in propaganda. — Preceding
unsigned comment added by
Greggzuk (
talk •
contribs)
The purpose of the lead section is to summarize the article, and the current article is not about the definition you propose. -
MrOllie (
talk) 09:52, 2 May 2019 (UTC)reply
Move discussion in progress
There is a move discussion in progress on
Talk:Interest (disambiguation) which affects this page. Please participate on that page and not in this talk page section. Thank you. —
RMCD bot 09:32, 3 February 2021 (UTC)reply