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I'm not familiar with the 2003 legislation that the Bush administration is pushing to modify US bankruptcy law; additions are appreciated? Supposedly it makes it difficult or perhaps impossible for an individual to file Chapter 7?

It won't be significantly different than the BaRF proposed since the beginning of this decade. One huge change is a means test for 7, despite the fact that the United States Trustee is already enforcing one. Some folks believe we'd already be in a post-BaRF world but for 9/11. Somewhat surprisingly democrats are also behind it, such as biden. Maybe not so surprisingly given where Cardmember Services is located. It passing or not passing is (IMO) more a matter of political expediency and campaign contributions than it is a matter of enabling people to find a painful way out of oppressive debt. I would be surprised if it does not pass in early 2005. Flawiki 22:17, 31 Dec 2004 (UTC)

Please disregard. 50.10.99.70 ( talk) —Preceding undated comment added 03:16, 30 April 2011 (UTC). reply

Since this article is supposed to be on general Chapter 7, I don't think it should focus exclusively on the BAPCPA changes. Instead, it should provide a simple overview of Chapter 7 instead of just listing out what was changed. Idag ( talk) 03:59, 3 May 2008 (UTC) reply

I don't really see why this page needs to be general, if people are trying to learn about it, a general page won't be helpful. Evilincarnate ( talk) 19:43, 29 July 2008 (UTC) reply

Except if they're trying to learn, then that assumes they don't know anything about it already. Thus listing changes to a document they hadn't read yet leans on the side of useless. -- 192.75.71.133 ( talk) 07:22, 14 October 2008 (UTC) reply

I've merged almost all of the BAPCPA specific material from here into the BAPCPA article itself. I've also summarized the section that remains here down as much as possible, and placed links to the BAPCPA page. Let me know if you think I've cut too much, or not enough, and help out with the transition. LH ( talk) 00:28, 11 November 2008 (UTC) reply

Probably late to the party by 14 years, but listing changes to a policy does, in fact, help a person to understand the original policy because the changes are still parts of the new policy. I just read the article and learned a lot and am very happy I saw the "changes" to some of the policies. Otherwise, I'd still be in the dark about at least five different things I just read. 108.196.4.46 ( talk) 03:34, 1 December 2022 (UTC) reply

A while back I modified the "For Individuals" section to include: " Spousal support is likewise not covered by a bankruptcy filing."

The citation was subsequently removed as not meeting WP:RS. Can you explain why the citation is untrusted yet the information cited is good enough to remain in the wiki? Yankeerudy ( talk) 19:55, 28 July 2008 (UTC) reply

It's my pleasure to refer to the following link:, which provides information related to the filing of chapter 7 bankruptcy and also the information that is needed when filing Chapter 7 bankruptcy. Hope this information helps people who are filing for chapter 7.

I attempted to add a reference to a flow chart showing the overview of the Chapter 7 procedure but the link was removed as apparently not being in compliance in some way. The flowchart was created by a UCLA/Harvard law professor of bankruptcy law (Professor Lynn M. LoPucki). The page only has the flowchart and some navigation links at the top of the page. I'm not sure what is offensive about the information on the chart but I can't see how it isn't a valuable addition to the external link resources for this topic. -- 24.136.33.30 ( talk) 01:43, 28 May 2009 (UTC) reply

Source # 1 has a dead link to the excel spreadsheet: "Page not found." The bankruptcy stats website ( http://www.uscourts.gov/Statistics/BankruptcyStatistics.aspx) provides data, e.g. filings by type/district by quarter, you need to go through the various spreadsheets/pdfs to verify accuracy of the statement. I get that ch 7 is the most common filing but maybe updating the citation to the courts stat site or maybe to another source altogether would be more helpful/accurate?

Source #4 is a parked GoDaddy webpage. Perhaps http://www.gpo.gov/fdsys/pkg/USCODE-2012-title11/html/USCODE-2012-title11-chap5-subchapII-sec523.htm (PDF format: http://www.gpo.gov/fdsys/pkg/USCODE-2012-title11/pdf/USCODE-2012-title11-chap5-subchapII-sec523.pdf) would be a better source.

Similarly, citations 2 & 3 could be linked to their respective sections of code, or all of them linked to the home page, so to speak, of the bankruptcy code and then one could go through the table of contents or hop directly to the appropriate chapter/section.

In the external links section the LOC link is a page that has timed out: "Search results in THOMAS are temporary and are deleted 30 minutes after creation.Please try your search again." Maybe just a link to the main search page for bills: http://thomas.loc.gov/home/LegislativeData.php?&n=BillText ? At this time It appears this page/link will not expire/time out. Mm1217 ( talk) 20:24, 5 January 2014 (UTC) reply

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I have just modified one external link on Chapter 7, Title 11, United States Code. Please take a moment to review my edit. If you have any questions, or need the bot to ignore the links, or the page altogether, please visit this simple FaQ for additional information. I made the following changes:

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I can't give Wikipedia a $2.75 donation because I am declaring Chapter 7 bankruptcy. 47.137.184.131 ( talk) 03:41, 30 December 2020 (UTC) reply