08:2508:25, 5 September 2017diffhist−121
Adverse selection
→Insurance: grammar fix less/fewer. consistency non-smokers or spaced non smokers; assurance or insurance, high risk or high-risk, etc. RM some redundant words (e.g. since when was smoking an accident?)
05:0205:02, 5 September 2017diffhist−84
Primer
minor tidying for consistency, RM unnecessary details (description should be just enough to disambiguate, no more)